Personal Checking
At Valley Bank, we offer a simple choice of checking accounts. We not
only believe that you should have a choice, but that it shouldn’t be
difficult to decide which account is right for you.

Enhanced Checking
Your first order of personalized wallet-style checks are free, plus no
minimum balance requirements and a savings account with no monthly
service charge. You’ll also receive a package of banking services for a
flat fee that includes Identity Theft
Coverage, Entertainment Discount Book, no-fee single-signer traveler’s checks, money
orders and cashier’s checks and many other benefits.
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$100 minimum opening deposit
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$6.95 monthly service charge or $11.95 for checks returned in your statement
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Free personalized Enhanced wallet-style checks and discounted Enhanced duplicate-style checks
Now Checking
Earn interest with no monthly service charge if a minimum balance is
maintained.
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$100 minimum opening deposit
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Tiered interest rate paid on higher balances
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$8.00 monthly service charge or $13.00 for checks returned in your statement if balance falls below $1,000
Celebration 50 Checking
Valley
Bank’s Celebration Checking account is especially created for people 50
years and over. You will earn interest with no monthly service charge if a
minimum balance is maintained, and a savings account with no monthly
service charge. You’ll also receive a package of banking services that includes no-fee single-signer traveler’s checks,
money orders and cashier’s checks, along with a free 3 x 5 safe deposit box or credit toward a larger box (subject to
availability), and many other benefits.
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$100 minimum opening deposit
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$3.95 monthly service charge or $8.95 for checks returned in your statement, if balance falls below $100
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Free personalized Celebration wallet-style checks and discounted Celebration duplicate-style checks
Free Checking
Our basic no-frills free checking account. No minimum balance to
maintain, no per check charges.
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$100 minimum opening deposit
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No monthly service charge ($5.00 monthly mailing fee to receive your paid checks in your statement)


