Services and Fee Schedule
Effective November 1, 2011
| Account Research/Reconciliation: | |
| Hourly Rate ($30 minimum) | $30 |
| Account Activity Printout | $3 each |
| ATM and Debit Card Fees: | |
| Excessive Card Replacement | $10 each |
| Expedited Card Delivery Fee | Actual Cost |
| Bill Pay: | |
| Personal Accounts | No Charge |
| Business Accounts – unlimited payments | $5.95 per month |
| Business Accounts - with payroll deposit feature | $15.95 per month |
| Charge Back Items: | |
| Returned deposited item | $8 each |
| Cashed item returned | $8 each |
| Collections – Coupons, Bonds, Checks | $25 each |
| Check Cashing Fee for non-customers ($10 minimum) | 5% of check |
| Check Printing Fee | Varies |
| Coin Fee – per roll | $0.10 each |
| Copies of Items: | |
| Checks, statements, deposit/withdrawal slips Safekeeping accounts – first 5 each month/no charge Research fees may apply |
$3 each |
| Dormant account fee An account is dormant if for 24 months no deposits or withdrawals are made by you, no communication is received about the account from you. |
$5 per month |
| Drafts (Foreign and Domestic) | $35 each |
| Foreign Bank Check: | |
| US Dollars (processing fee) | $40 each |
| Foreign Funds (processing fee) | $10 each |
| Foreign Currency ($50 minimum) | $10 per order |
| Legal Process: | |
| Garnishment, Notice to Withhold, Tax Levy, etc. | $100 each |
| IRA Transfer Out Fee | $30 each |
| Medallion Stamp Guarantee | $50 each |
| Official Checks: | |
| Cashier’s Check | $7 each |
| Personal Money Order | $4 each |
| Overdraft Fee/Returned Item Fee1 (per item) | $35/Maximum $175 per day |
| Overdraft Protection from a checking/savings account | $10 per transfer |
| Stop Payment Charge | $30 each |
| Night Deposit Bags: | |
| Bag with 2 keys | $30 each |
| Zipper bag | $7 each |
| Replacement key | $5 each |
| Notary Service – Non Customer | $10 per notary |
| Verification of Deposit Account: | |
| Account Ratings | $10 each |
| Wire Transfers: | |
| Incoming Domestic | $15 each |
| Outgoing Domestic | $20 each |
| Incoming International | $20 each |
| Outgoing International sent in US Dollars | $35 each |
| Outgoing International sent in Foreign Currency | $25 each |
| Wire Advice | $5 each |
1 The bank does not agree to pay overdrafts on your account. However, the bank may, at its sole discretion, pay an overdraft created by checks, in person withdrawal, or by electronic transaction.
2 Contents of Safe Deposit Boxes are NOT FDIC insured. Clients must maintain a Valley Bank checking or savings account in order to qualify for a Safe Deposit Box. Boxes are provided to Valley Bank clients on a space availability basis. Safe Deposit Boxes are not available at all locations.
