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Deposit Rates
CD/IRA Rates |
Fee Schedule
June 25, 2008
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OTHER ACCOUNTS
(The interest rate and annual percentage yield may change after account opening) |
Minimum
Balance
to Open |
Interest
Rate |
Annual
Percentage
Yield |
| Statement Savings, Premier and Christmas Club Savings |
$100 |
0.35% |
0.35% |
|
Money Market Account - Personal
Daily Balances of: |
Minimum
Balance
to Open |
Interest
Rate |
Annual
Percentage
Yield |
| Up to $ 2,499.99 |
$100 |
0.35% |
0.35% |
| $ 2,500 - $ 9,999.99 |
|
0.40% |
0.40% |
| $10,000 - $24,999.99 |
|
0.45% |
0.45% |
| $25,000 - $49,999.99 |
|
0.75% |
0.75% |
| $50,000 - $74,999.99 |
|
1.00% |
1.00% |
| $75,000 or more |
|
1.24% |
1.25% |
|
Money Market Account - Business
Daily Balances of: |
Minimum
Balance
to Open |
Interest
Rate |
Annual
Percentage
Yield |
| Up to $ 2,499.99 |
$ 100 |
0.35% |
0.35% |
| $ 2,500 - $ 9,999.99 |
|
0.40% |
0.40% |
| $10,000 - $24,999.99 |
|
0.45% |
0.45% |
| $25,000 - $49,999.99 |
|
0.75% |
0.75% |
| $50,000 - $74,999.99 |
|
1.00% |
1.00% |
| $75,000 or more |
|
1.24% |
1.25% |
|
Smart Choice Money Market Account - Personal
Daily Balances of: |
Minimum
Balance
to Open |
Interest
Rate |
Annual
Percentage
Yield |
| Up to $ 9,999.99 |
$100 |
0.35% |
0.35% |
| $10,000 - $24,999.99 |
|
0.50% |
0.50% |
| $25,000 - $49,999.99 |
|
1.00% |
1.00% |
| $50,000 - $99,999.99 |
|
1.24% |
1.25% |
| $100,000 - $249,999.99 |
|
1.44% |
1.45% |
| $250,000 or more |
|
1.64% |
1.65% |
|
Smart Choice Money Market Account - Business
Daily Balances of: |
Minimum
Balance
to Open |
Interest
Rate |
Percentage
Yield |
| Up to $ 9,999.99 |
$100 |
0.35% |
0.35% |
| $10,000 - $24,999.99 |
|
0.50% |
0.50% |
| $25,000 - $49,999.99 |
|
1.00% |
1.00% |
| $50,000 - $99,999.99 |
|
1.24% |
1.25% |
| $100,000 - $249,999.99 |
|
1.44% |
1.45% |
| $250,000 or more |
|
1.64% |
1.65% |
|
NOW Checking , Celebration 50 and Premier Checking
Daily Balances of: |
Minimum
Balance
to Open |
Interest
Rate |
Annual
Percentage
Yield |
| Up to $ 4,999.99 |
$ 100 |
0.10% |
0.10% |
| $5,000 and up |
|
0.15% |
0.15% |
|
Fees could reduce the earnings
on the account. Interest Rates and Annual Percentage Yields (APY’s)
are current as of the effective date. See
Deposit
Agreement. Interest Rate and APY’s may change after account
opening. For current rate information call (253) 848-2316.
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