Accounts

Valley Bank offers an array of electronic services with multi-layered security and end user controls. We customize our services to meet your business needs. For more information, call (253)770-7680.

Cash Manager

Our free online banking, with up-to-the minute account information, helps you run your business more efficiently.

View account detail including check images and statements
Internal transfer of funds
Place stop payments on checks
Export account activity to your financial software
Multiple user access and user controls available

Enhance your online banking capabilities (additional fees may apply) with any of the following available services:

ACH Services

Move money quickly, efficiently, and safely with electronic payments and collections using our ACH services. ACH origination saves time, reduces costs, and improves cash flow by streamlining operations, simplifying account reconciliation, and reducing check costs and the risk of check fraud.

Payments	Direct deposit of payroll Disburse payments to consumer and corporate customers and suppliers State and federal tax payments
Collections	Collect payments electronically from consumer and corporate accounts

Wire Transfer Services

Transfer funds to other banks for same day credit. Save time and paperwork by initiating your own recurring wire transfers via our secure online banking.

Positive Pay

Reduce the risk of fraudulent activity on your accounts. This service allows you to monitor potential fraudulent checks before they are paid. You send us an electronic file of issued checks; we compare them to checks being presented for payment and give you the opportunity to review exceptions. Learn More »

Remote Deposit

With our remote deposit service, eScan, you can make deposits right from your office saving you time and money. Deposit checks anytime using a small desktop scanner and our secure web based program. Learn More »

Sweep Accounts

Maximize the earning power of your money with eSweep. Based on a preset target balance, excess funds are automatically moved daily to an investment account offering a competitive rate of return on your swept funds.

Electronic Data Interchange (EDI)

EDI refers to the electronic exchange of business to business payment and remittance data through the Automated Clearing house (ACH) network. We can provide access to the payment related addendum record available via a secure Web site.

Merchant Payment Solutions

Valley Bank offers reliable and innovative card processing technology that makes it simple and convenient for you to increase your business revenue. We will work with you every step of the way in getting you set up with the merchant solution that suits your needs.

All major credit and debit cards accepted
Competitive rates, no hidden fees
No contract cancellation or early termination fees
No long-term expensive equipment leases
Technical support – 24 hours a day, 7 days a week
Compliance with PCI DSS
Instant online account access available

We offer our clients a broad range of services to help your business grow in an ever changing market.

Up-to-date terminal and software applications
Wireless, handheld solutions that deliver portability and transaction flexibility
Web payment solutions
Customized Gift & Loyalty Card programs
Check Guarantee program
Electronic Check Conversion - converts paper checks into a direct deposit to your account

View our Merchant Bankcard Services Brochure.